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art of speed

It's NOT Bumper Cars, Dude!

Posted on 2012.02.14 at 11:47
Current Location: 67235
Current Music: Wine & Alchemy
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I was rear-ended yesterday, as I was lost and looking for the business to which I was about to make application for a job.  Sigh.  Fortunately, I was not hurt, and the car isn't overly damaged ~ in fact, it looks fine.  However, the assembly of lights that light the rear tag was smashed and according to the body shop, the bumper is actually broken beneath.  I'm not surprised as the hit was hardly gentle.  You can imagine my amazement when I got out of my car to see that it looked mostly fine though.  That bouncy rear bumper is a wonderful bit of safety engineering.

Okay, so here's what happened:

I was trying to locate BMW which is on the frontage road of a the main thoroughfare (Kellogg) through Wichita.  I should have left the thoroughfare one exit (at Rock Rd.) before I did. There is no access to the frontage road, where I exited (Webb).  The main roads were mostly snow-free, but I turned down a residential snow-packed street to retrace my steps.  Street was deserted.  Pulled into a driveway, got turned and with intermittently spinning wheels, headed back to the stoplight.  As I was approaching, the light turned yellow, and since there was no way I could gun it in the snow with my rear-wheel drive, I stopped.  The light turned red.  Then I hear this horn behind me, and BOOM!  Rear-ended by a 4 wheel drive pick up truck.  Young 20-something man. 

I guess I appreciated the warning of the horn, but dude, the same reason you cannot stop is the same reason I cannot go.  Do you see the god-damned snow?

Nice guy though.  After he gave me his information, he gave me a push so I could get going again.  Yeah, I had zero traction.

So I've called his insurance company, and am waiting for a call back from a local representative to take my case ~ which should happen today.  Also called mine just to verify the procedure.  I was told by the young man's company that it was not necessary to contact my insurance agent, but I'm always leery of taking advice from the other guy's representative.  Turns out the information was accurate, unless there proves to be a problem, like the guy denies how the accident happened.  I don't expect that to happen.  He lamely inferred he thought I was going through light.  Really?

Interestingly enough when I chatted with my insurance agent, and I explained that the young man had a four-wheel drive, the agent said that is a common contributor to accidents ~ those with a 4 wheel drive often make the mistake of thinking the other cars on the road are capable of doing what they can do.

Comments:


Lelf Treperra
ubet_cha at 2012-02-14 18:53 (UTC) (Link)
First – I’m glad you’re ok and I’m sorry you’re beloved car had to take a hit to keep you ok.

Second – At least it was a nice guy and he kept things polite.

Third - Its never occurred to me but ‘those with a 4 wheel drive often make the mistake of thinking the other cars on the road are capable of do’ that totally makes sense. I used to own a 4wd pickup and still am surprised at what my car can’t do.ng
Michelle1963
michelle1963 at 2012-02-16 01:02 (UTC) (Link)
Thanks. :-) And yes, he was nice and polite (as was I since I can seldom justify rudeness), but it now appears he has let his insurance lapse. A rep from his insurance called me to say there is an "issue with coverage". She wasn't allowed to say what the issue is, but implied I'd better just get the car fixed through my insurance. Sigh.

However, today I landed a new job, so the good news is I'll have the money to pay the $500.00 deductible. :-)
suzanne1945
suzanne1945 at 2012-02-14 22:07 (UTC) (Link)
Just so glad you were alright. Sure wouldn't mind a 4 wheeler for a few days a year.

Sorry about your car. I know you really don't need the hassle right now. Of course, when you think about it, when would you need the hassle?
pcofwildthings at 2012-02-15 18:45 (UTC) (Link)
It's too bad your car took a hit, but I'm glad you are okay yourself. I learned after I T-boned someone who pulled out from a stop directly in front of me a few years ago, that even though the bumper doesn't look that bad, there's stuff going on behind it, etc. that will need fixing. Mine was over $1,000. But the main thing is the bumper did its job in keeping you safe.
Michelle1963
michelle1963 at 2012-02-16 01:05 (UTC) (Link)
You are so right about the bumper doing it's job!

Yeah, my Allstate rep said that there can be all sorts of things under that rear bumper, like the sensors for the airbags, so he felt the damage could exceed my $500 deductible, but I am to get an estimate.

And if you're wondering why I'm talking about my deductible, it's because it appears as if the young man in question let his insurance lapse. Sigh.
Codekitten
codekitten at 2012-02-17 12:39 (UTC) (Link)
well i'm glad you are ok!!! man, that's always startling no matter how big or small the accident.

that sucks his coverage lapsed...$500 isn't something to sneeze at :/

you got a new job?!?!?!? oh i can't wait to hear! congratulations :D
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